Call 02 8068 0534 to speak to the team today
Get the Best First
Home Buyer Mortgage Solutions in Sydney,
New South Wales
needs. CBM Mortgages brings the most competitive interest rates in
the market, helping you save money over the life of your loan
- Expert guidance
- Personalized support
- Low interest rates
- Easy approval process
- Flexible repayment options
Our First Home Buyer Mortgage Services
Home Loan Consultation
Our home loan consultation service is designed to give you a clear understanding of your mortgage options.
Pre Approval Assistance
Pre-approval is a critical step in the home buying process. We help you gather and submit the necessary documents.
Competitive Rates
At CBM Mortgages, we strive to offer the lowest possible interest rates. Our team works with multiple lenders to find the best rates for you.
Flexible Repayment Plans
We understand that every borrower’s situation is unique.
First Home Buyer
First-time home buyers can benefit from various programs and incentives. We help you navigate these programs, ensuring you take full advantage.
Credit Score
Improvement Tips
A good credit score can significantly impact your loan application. Our experts provide practical advice and strategies.
Document Preparation
The mortgage application process. We assist you in preparing and submitting all required documents reducing the risk of delays.
Ongoing Support
Our commitment to you doesn’t end once your loan is approved. We provide continuous support throughout the home buying process.
Who We Are?
CBM Mortgages is dedicated to helping first-time home buyers achieve their dream of homeownership. With years of experience in the mortgage industry, our team of experts is committed to providing personalized service and competitive rates. We understand that buying your first home can be daunting, so we offer comprehensive support every step of the way. Our mission is to make the home buying process as smooth and stress-free as possible.
APPROVED LENDERS
Who Is Eligible for First home buyer
benefits in New South Wales?
why we’ve tailored our 1st Home Buyer process to help make your dream of homeownership in Sydney a reality.
First Time Home Buyers
If you've never owned property in Australia or anywhere else in the world, you’re the perfect candidate. Whether you’ve been renting, living with family, or even overseas, if this is your first purchase, we will hold your hald the whole way.
Permanent Residents and Australian Citizens
We can advise the different benefits available based on residency status and assist you with the forms related to those different benefits.
Singles and Couples
Whether you are purchasing by yourself or as a couple, we can assist with the process from start to finish and help you with the loan approval to enable you to buy your first home.
Buyers with a Steady Income
To ensure that you can maintain your homeownership comfortably, we require that all applicants have a steady, verifiable income. Whether you are employed full-time, part-time, or self-employed, we can work with you to assess your financial situation and provide the best mortgage solutions that meet your needs.
Applicants
A good credit history is important for securing a mortgage approval. If you have a bad credit history or a low credit score we can introduce to companies that can assist you with improving your standing to assist with your application.
Participants in the First Home Owner Grant (FHOG) Scheme
If you are eligible for the First Home Owner Grant, our team can further assist by streamlining the application process. Our experts will guide you through the eligibility requirements and help you integrate this grant with your financing options.
Get Started on Your Homeownership Dream
navigating the exciting yet complex process of purchasing their first property in Sydney and
across New South Wales. Here’s what our program offers:
Expert Guidance Every Step of the Way
Purchasing your first home is a significant milestone, and it can seem daunting. We are here to assist in your home owner ship journey.
Tailored Financial Solutions
We offer competitive interest rates, flexible options and advice on how to best manage your mortgage going forward.
Access to Government Grants and Schemes
As a first home buyer, you may be eligible for various government grants and schemes.
Streamlined Application Process
With the support of our advanced technology and expert staff, we ensure that your mortgage application will run smoothly.
Get Started Today!
CBM Mortgages, we’re here to support you every step of
the way.
Our friendly and experienced team is ready to assist you
in navigating the exciting path to homeownership.
Our Process
Our Streamlined Process Will Help You In Your Home Buying Journey
Initiate Your Inquiry
Begin your journey by contacting us to discuss your home loan options for First Home Buyers. Our knowledgeable brokers stay abreast of the latest policy updates and will sift through various options to pinpoint the ideal solution for you.
Consultation with a Broker
When you speak with one of our brokers, you receive tailored advice and complimentary reports on properties and suburbs, all without any broker fees. Our priority is to identify and secure the most suitable financing option tailored to your circumstances
Loan Approval
Leave the paperwork to us. We handle all the documentation and coordinate with lenders on your behalf, streamlining the 1st time buyers home loan approval process to be as effortless and efficient as possible. Our goal is to secure the best possible deal for you, ensuring a smooth path to approval.
Frequently Asked Questions
A first home buyer loan is a mortgage designed specifically for individuals purchasing their first home. These loans often come with special benefits such reduced stamp duty fees if purchasing under a certain amount. Plus, you may qualify for other benefits. Speak to our team today .
Typically, you will need to provide proof of income, employment verification, credit history, and personal identification. Additional documents may be required based on the lender’s criteria.
A fixed-rate mortgage has a constant interest rate throughout the loan term, while a variable-rate mortgage has an interest rate that can fluctuate based on market conditions. Each has its own advantages and considerations.